Arbor Financial Services Blog

There are basically five stages of retirement. Each has its own unique challenges, so it’s important to understand those challenges and prepare for them. Let’s

When Congress passed the One Big Beautiful Bill Act (OBBBA) on July 4, 2025, headlines popped up everywhere suggesting it would eliminate taxes on Social

Your financial retirement plan may work great if everything goes accordingly. But, if there’s one great certainty about life, it’s that nothing is certain. Stuff

Retirement should be a time to enjoy life without constant financial worry. Yet many retirees and those nearing retirement overlook risks that can quietly chip

June is National Annuity Awareness Month, an effort launched by the insurance industry to promote education about this complex and often misunderstood investment tool. Not

If you’re approaching retirement, you’ve likely spent decades saving and investing with the goal of building a solid financial foundation. But now that retirement is

Being a father is one of life’s greatest responsibilities — and one of its most rewarding roles. From late-night feedings to college graduations, fatherhood is

You’ve worked hard, saved diligently, and now retirement is on the horizon—or already here. The question you’re probably facing right now: How do I turn

As the sun shines brighter and vacation season rolls in, summer is the perfect time to not only unwind but also re-evaluate your financial strategy.

For decades, most investors have been taught to focus on growing their portfolios. Accumulate. Grow. Maximize. That works — until it doesn’t. As you near

If you’ve been told that the stock market is the only way to build wealth for retirement, you’re not alone. For decades, the conventional wisdom

If you’ve been watching the headlines or your account statements lately, you’ve probably noticed that interest rates are higher than they’ve been in years. And

Most people have a target age for when they’d like to retire, but many worry they may have to work longer to better ensure their

If you’re within 10 years of retirement — or already there — you’ve likely been keeping a close eye on the economy. The market’s recent

When it comes to investing for retirement, bonds and bond mutual funds are often considered stable, income-generating options. But while they may seem similar, they

If you’re nearing retirement, market uncertainty can stir up a lot of anxiety. The assets you need to start generating retirement income soon could swing

Tax Day — April 15 — is fast approaching. Whether you’ve already filed or are still pulling together your paperwork, this is more than just

When it comes to retirement income planning, it’s important to have a strategy with the right priorities. Once you’re nearing retirement age, one of your

Retirement is often painted as a time of relaxation, travel, and newfound freedom – and ideally it should be. However, many retirees face an unexpected

St. Patrick’s Day is all about celebrating good fortune, but when it comes to retirement, relying on plain luck just isn’t a plan — it’s

Market volatility is inevitable. After all, the markets are driven not by economic fundamentals, but by emotion. When investors are optimistic, the markets can soar.

By David J. Scranton, Founder and CEO of Sound Income Group Trade wars, tariffs, and economic negotiations—these words can send the stock market into a

As we celebrate Pay Your Bills Week from February 2 to February 8, it’s the perfect time to reflect on the financial challenges many retirees

More than ever today, financial advisors need a strong online presence to attract and retain clients. It’s all well and good to have a business

If you were to ask a group of people, “What is the most important goal of a retirement plan?” most would probably answer, “To help

Retirement planning requires a strategic shift as you approach your golden years. Early in your career, the focus is on growth — maximizing savings, investing

We all hope to achieve our “dream” retirement. But hoping isn’t enough. Nor is simply saving a lot of money. As any successful person can

Retirement is that chapter in life we dream about — the ultimate freedom to enjoy family, pursue passions, and finally relax. Yet, even as we

Plans and goals for retirement may vary from person to person, but there is one thing most everyone wants during their retirement years: peace of

Is the economy at a tipping point? Inflation, rising interest rates, market volatility and talk of a new recession. That’s been the story of the

401k, 403b, IRA, Roth IRA… Your retirement savings options can get confusing. I’m here to help. Choosing the right type of plan to help save

Now that congress has passed more changes to the laws around retirement planning, what does it mean for your plan? On March 29th, the House

When you’re spring cleaning your house and yard this year, don’t forget your finances. Just as your house doesn’t clean itself, your money can get

Preparing for retirement is a step-by-step process. But what are most essential steps? No two houses are exactly alike. Yet the construction of every house

Spring is just around the corner – which means so is the 2022 tax deadline. It’s almost March, and that means we’re right in the

There’s more than one way to crack an egg… and to invest in real estate. Is one of them right for you? Investing in real

Culturally, we’re programed to think of 65 as the normal retirement age, but many people retire much earlier than that, and some much later. It