Blog

There are basically five stages of retirement. Each has its own unique challenges, so it’s important to understand those challenges and prepare for them. Let’s examine each one. The Growth and Accumulation Stage This stage begins as soon as you join the workforce, typically in your 20s. Ideally, that’s when you should begin investing a […]

When Congress passed the One Big Beautiful Bill Act (OBBBA) on July 4, 2025, headlines popped up everywhere suggesting it would eliminate taxes on Social Security benefits. But is that really the case? Let’s break down what this bill actually does and doesn’t do, so you can understand how it might affect your retirement journey.

Your financial retirement plan may work great if everything goes accordingly. But, if there’s one great certainty about life, it’s that nothing is certain. Stuff happens—stuff we didn’t expect or prepare for. That’s why resilience is so important. Simply put, resilience is the ability to recover from adversity. It’s important in every aspect of life,

Retirement should be a time to enjoy life without constant financial worry. Yet many retirees and those nearing retirement overlook risks that can quietly chip away at the comfortable lifestyle they’ve worked so hard to achieve. Understanding these risks and how to plan for them can make the difference between a secure, predictable retirement and

June is National Annuity Awareness Month, an effort launched by the insurance industry to promote education about this complex and often misunderstood investment tool. Not only are annuities complex, but they are also the subject of a great deal of misinformation, and sometimes biased reporting, in the financial media. In truth, an annuity can be

If you’re approaching retirement, you’ve likely spent decades saving and investing with the goal of building a solid financial foundation. But now that retirement is within reach, it’s time to ask a critical question: Is your investment strategy built for this next chapter of life? For many people, the answer is no. The reason: a

Being a father is one of life’s greatest responsibilities — and one of its most rewarding roles. From late-night feedings to college graduations, fatherhood is filled with moments that shape a family’s future. But there’s one responsibility that often gets short-changed in the hustle of everyday life: financial and retirement planning. In June, we pause

You’ve worked hard, saved diligently, and now retirement is on the horizon—or already here. The question you’re probably facing right now: How do I turn my hard-earned nest egg into a reliable stream of income? While there’s no one-size-fits-all solution, understanding the most common strategies can help you make informed, confident decisions. Let’s explore the

As the sun shines brighter and vacation season rolls in, summer is the perfect time to not only unwind but also re-evaluate your financial strategy. If you’re nearing retirement, the warmer months can bring clarity, motivation, and the opportunity to make smart adjustments that could enhance your retirement readiness. Here are five timely summer financial

For decades, most investors have been taught to focus on growing their portfolios. Accumulate. Grow. Maximize. That works — until it doesn’t. As you near or enter retirement, the strategy that once helped you build wealth may now put it at risk. That’s why for most investors it makes sense, as retirement approaches, to make